Income
Savings
Expenses
Fixed
Variable
Payoff plan
Payoff timeline
Your debts
| Payee | Description | Account | Amount | Category |
|---|
Amounts in gray are recurring defaults, set once and reused every month.
Values shown in gray are inherited from the source's default (set in Admin). Edit and save to override just this month.
| Source | Amount this month |
|---|
Known amounts that don't come through a linked account (rent, car payment, etc). Values in gray are inherited from the default set in Admin.
| Expense | Amount this month |
|---|
Expected transfers into savings (e.g. an automatic monthly transfer to a high-yield account). Values in gray are inherited from the default set in Admin. "Actual" is the linked account's balance growth this month.
| Goal | Linked account | Actual this month | Amount this month |
|---|
Values shown in gray are inherited from the category's default (set in Admin). Edit and save to override just this month.
| Category | Allocated this month |
|---|
| Category | A | B | Change |
|---|
Budget vs. actual
Spending by category
Net over time
Net worth over time
| Period | Income | Budgeted | Spent | Savings | Net |
|---|
Auto-categorization rules
Categorizing a transaction automatically remembers its payee, so future transactions from that merchant get categorized on sync. Manage or add rules here.
Ask about your spending, budgets, or debts -- grounded in your real data, not guesses.
General
Household name
Shown under the app name in the sidebar, for everyone in this household -- as "[name] Household" (e.g. "Coats Household"), so just enter the name itself.
Subscription
Alert settings
Controls for the app's push alert types. Changes apply on the next sync/digest run.
AI advisor
Controls for the chat-based advisor. It only reads this household's own data.
Notifications
On iPhone, push notifications only work once this app is added to your Home Screen: tap the Share icon in Safari, choose "Add to Home Screen", then open it from that new icon and come back to this page.
Theme
Pick your own accent color. Saved to this browser for your account only -- it doesn't change what anyone else sees.
Text size
Saved to this browser only.
Delete household
- All accounts, transactions, and the bank connection
- All budgets, categories, and auto-categorization rules
- Every user in this household and their logins
- Your Stewardly subscription, if active -- it'll be canceled
This does not cancel your SimpleFIN Bridge subscription -- that's billed separately by SimpleFIN, not Stewardly, and will keep charging you until you cancel it yourself at bridge.simplefin.org.
This can't be undone.
Accounts
Bank connection
- Click "Open SimpleFIN Bridge" below and connect your bank there, in the popup.
- Copy the setup token it shows you when you're done.
- Paste it in the box below and click Connect.
Account visibility
Hide an account (and all its transactions) from the Accounts page, Transactions, and all budgeting/reporting. It keeps syncing in the background -- this only affects what's shown.
People & security
Users
Passwords need at least 10 characters, with an uppercase letter, a lowercase letter, a number, and a symbol.
Two-factor authentication
Adds a 6-digit code from an authenticator app (Microsoft Authenticator, Apple Passwords, Google Authenticator, etc.) on top of your password when you sign in. This is per-person -- it doesn't affect anyone else in your household.
Access log
The most recent login attempts (successful, wrong credentials, or blocked by a lockout), newest first.
| Time | Username | Result | Device | IP address |
|---|
Change log
The most recent changes made within the app -- budgets, transactions, categories, users, bank connections, and settings -- newest first.
| Time | User | Change |
|---|
Recurring defaults
Default monthly amounts
These amounts apply automatically every month unless overridden for that month in the Budgets tab.
Adding a source here makes it a recurring default, showing up automatically every month. Leave the amount at $0.00 if it's irregular (e.g. Miscellaneous) -- it'll still show up each month in the Budgets tab so you remember to fill it in.
| Source | Default monthly amount |
|---|
A Coats Labs creation
Every alert Stewardly has sent this household -- budget warnings, sync status, digests, and unusual-activity alerts.