Income
Savings
Expenses
Fixed
Variable
| Date | Payee | Description | Account | Amount | Category |
|---|
Income
Values shown in gray are inherited from the source's default (set in Admin). Edit and save to override just this month.
| Source | Amount this month |
|---|
Fixed expenses
Known amounts that don't come through a linked account (rent, car payment, etc). Values in gray are inherited from the default set in Admin.
| Expense | Amount this month |
|---|
Savings
Expected transfers into savings (e.g. an automatic monthly transfer to a high-yield account). Values in gray are inherited from the default set in Admin. "Actual" is the linked account's balance growth this month.
| Goal | Linked account | Actual this month | Amount this month |
|---|
Expenses
Values shown in gray are inherited from the category's default (set in Admin). Edit and save to override just this month.
| Category | Allocated this month |
|---|
Budget vs. actual
Net over time
Net worth over time
| Month | Income | Budgeted | Spent | Savings | Net |
|---|
Average spend by category
Getting started
Household
Household name
Shown under the app name in the sidebar, for everyone in this household -- as "[name] Household" (e.g. "Coats Household"), so just enter the name itself.
Accounts
Account visibility
Hide an account (and all its transactions) from the Accounts page, Transactions, and all budgeting/reporting. It keeps syncing in the background -- this only affects what's shown.
Bank connection
- Click "Open SimpleFIN Bridge" below and connect your bank there, in the popup.
- Copy the setup token it shows you when you're done.
- Paste it in the box below and click Connect.
People & security
Users
Adds a new login account. You'll need to confirm it's really you by re-entering your own current password.
Two-factor authentication
Adds a 6-digit code from an authenticator app (Microsoft Authenticator, Apple Passwords, Google Authenticator, etc.) on top of your password when you sign in. This is per-person -- it doesn't affect anyone else in your household.
Access log
The most recent login attempts (successful, wrong credentials, or blocked by a lockout), newest first.
| Time | Username | Result | Device | IP address |
|---|
Notifications
On iPhone, push notifications only work once this app is added to your Home Screen: tap the Share icon in Safari, choose "Add to Home Screen", then open it from that new icon and come back to this page.
Recurring defaults
Default monthly amounts
These amounts apply automatically every month unless overridden for that month in the Budgets tab.
Leave a source blank if it's irregular (e.g. Miscellaneous) — you can still enter it per month in the Budgets tab.
| Source | Default monthly amount |
|---|
Alerts & categorization
Alert settings
Controls for the app's push alert types. Changes apply on the next sync/digest run.
Auto-categorization rules
Categorizing a transaction automatically remembers its payee, so future transactions from that merchant get categorized on sync. Manage or add rules here.
| Payee | Category | Match | Small-purchase override |
|---|
Appearance
Theme
Pick your own accent color. Saved to this browser for your account only -- it doesn't change what anyone else sees.
A Coats Labs creation